AR Collect and Biller Genie are both low-cost, QuickBooks-first tools, but they charge very differently. AR Collect is reminder-led, priced by open-invoice count from $39.95 a month with no card fees of its own. Biller Genie adds online invoicing and payment collection with auto-reconciliation, priced at a low monthly fee from $19.95 plus a percentage of each invoice collected.
Choose AR Collect if you mainly want low-cost automated reminders and predictable pricing as your invoice count grows. Choose Biller Genie if getting paid online (card, ACH, Apple Pay) and auto-reconciliation matter more, and your payment volume is steady. Neither has meaningful AI or credit control.
AR Collect vs Biller Genie at a glance
Here is how AR Collect and Biller Genie stack up across the nine criteria. Detail and sources follow below.
| Criteria | AR Collect | Biller Genie |
|---|---|---|
| Best for | In-house QuickBooks or Xero teams wanting low-cost reminder automation | Small businesses that want online invoicing, payments and reminders in one |
| Invoice chasing & reminders | Template-based reminders and communication tracking | Automated reminders alongside billing |
| Approach to AI | No AI; rules-based scheduling only | No meaningful AI; straightforward rules-based automation |
| Enforcement (late fees & interest) | Basic; reminder-led | Basic late fees; focus is billing and payment collection |
| Credit control & risk | None | None |
| Payments & collection | Card and ACH with no added fees from AR Collect | Card, ACH and Apple Pay via a branded portal; auto-reconcile to the ledger |
| Integrations | QuickBooks Online and Desktop, Xero | QuickBooks Online and Desktop, Xero, Sage |
| Reviews & ratings | QuickBooks App Store around 5.0, but very few independent reviews | Capterra 4.8 |
| Pricing (from) | $39.95/mo | $19.95/mo + a per-invoice fee |
How we compared them
We scored both tools on the same nine criteria: who they are best for, invoice chasing and reminders, approach to AI, enforcement (automatic late fees and interest), credit control and risk, payments and collection, integrations, verified reviews and ratings, and pricing. Ratings are drawn from G2, Capterra, Trustpilot and the Xero and QuickBooks app stores; pricing is taken from each vendor’s public pricing as of June 9, 2026. We do not take payment for placement.
Approach to AI
AI is moving fast in accounts receivable. Here is how each tool actually uses it inside the product today, not just in marketing.
AR Collect
No AI; rules-based scheduling only
Biller Genie
No meaningful AI; straightforward rules-based automation
The two tools in depth
AR Collect: Template-based QuickBooks and Xero collections
AR Collect is a low-cost collections app for QuickBooks and Xero, priced by the number of open invoices. It automates template-based reminders and tracks communication, and adds no card fees of its own. It is a small vendor with a thin independent review footprint, so judge it on a trial rather than on ratings.
Strengths
- Low cost from $39.95 a month
- No added card fees
- Works with QuickBooks Online, Desktop and Xero
- Simple template-based reminders
Watch-outs
- No AI and limited credit control or enforcement
- Priced by open-invoice count
- Very thin independent review presence
- Per extra user fee of $4.95
AR Collect has a thin independent review footprint, so we suggest judging it on a free trial rather than on ratings.
| Plan | Monthly price | Includes |
|---|---|---|
| QuickBooks Online 500 | $39.95/mo | Up to 500 open invoices, 1 user |
| QuickBooks Online 1500 | $59.95/mo | Up to 1,500 open invoices |
| Xero | $39.95/mo | Unlimited database, special offer |
| Large database | $199.95/mo | Up to 10,000 open invoices |
Biller Genie: Invoicing and payment collection with auto-reconciliation
Biller Genie pairs online invoicing and payment collection with automated reminders and auto-reconciliation back into QuickBooks, Xero or Sage. Pricing is a low monthly fee plus a percentage of each invoice collected, so it suits smaller businesses where invoicing and getting paid online matter more than enforcement or credit risk.
Strengths
- Low entry price at $19.95 a month
- Seamless QuickBooks and Xero reconciliation
- Branded payment portal accepting card, ACH and Apple Pay
- Simple to set up
Watch-outs
- No meaningful AI
- Per-invoice percentage fees add up at volume
- A roughly $25 a month minimum in processing fees
- Light on credit control and enforcement
| Plan | Monthly price | Includes |
|---|---|---|
| Essentials | $19.95/mo + 1.0% per invoice | For higher monthly invoice volume |
| Professional | $49.95/mo + 0.5% per invoice | Most popular, up to $100k a month in invoices |
| Corporate | $299.95/mo + 0.25% per invoice | Over $100k a month in invoices |
Pricing compared
All prices are monthly and current as of June 9, 2026. Always confirm the latest with each vendor.
| Tool | Starting price | Billing model |
|---|---|---|
| AR Collect | $39.95/mo | Published monthly |
| Biller Genie | $19.95/mo + a per-invoice fee | Monthly fee + per-invoice % |
AR Collect pricing in detail
| Plan | Monthly price | Includes |
|---|---|---|
| QuickBooks Online 500 | $39.95/mo | Up to 500 open invoices, 1 user |
| QuickBooks Online 1500 | $59.95/mo | Up to 1,500 open invoices |
| Xero | $39.95/mo | Unlimited database, special offer |
| Large database | $199.95/mo | Up to 10,000 open invoices |
Biller Genie pricing in detail
| Plan | Monthly price | Includes |
|---|---|---|
| Essentials | $19.95/mo + 1.0% per invoice | For higher monthly invoice volume |
| Professional | $49.95/mo + 0.5% per invoice | Most popular, up to $100k a month in invoices |
| Corporate | $299.95/mo + 0.25% per invoice | Over $100k a month in invoices |
Which should you choose?
If you want the cheapest predictable reminders, AR Collect's fixed per-band pricing is hard to beat and adds no card fees. If online payments and reconciliation are the point, Biller Genie is the better fit, provided you collect enough to absorb its per-invoice percentage and roughly $25 a month processing minimum. For a higher-volume business, AR Collect's transparent pricing can work out cheaper.
Frequently asked questions
Is AR Collect or Biller Genie better?
Neither is better outright. AR Collect is cheaper for pure reminders with predictable pricing; Biller Genie is better for online payment collection and reconciliation.
How much do AR Collect and Biller Genie cost?
AR Collect is $39.95/mo. Biller Genie is $19.95/mo + a per-invoice fee. All figures are monthly; confirm the latest with each vendor.
Do AR Collect and Biller Genie integrate with Xero and QuickBooks?
AR Collect: QuickBooks Online and Desktop, Xero. Biller Genie: QuickBooks Online and Desktop, Xero, Sage. Confirm your exact ledger is supported before committing.
How do AR Collect and Biller Genie use AI?
AR Collect: No AI; rules-based scheduling only. Biller Genie: No meaningful AI; straightforward rules-based automation.
Which is better for a small business, AR Collect or Biller Genie?
AR Collect starts at $39.95 a month with no card fees, while Biller Genie starts at $19.95 a month plus a per-invoice fee. For a very small business with low payment volume, AR Collect's transparent pricing is often cheaper overall.
Last updated June 9, 2026. Independent comparison; pricing and ratings from public sources and subject to change.