The best Biller Genie alternatives for 2026 are Paidnice, Chaser, Upflow, Invoiced and ezyCollect. Biller Genie is a low-cost way to invoice and collect payments online, but it has no meaningful AI, little credit control and only basic enforcement. If you want automatic late fees and interest, AI-assisted collections, credit risk or deeper analytics, these five go further.
Paidnice adds enforcement, a shared inbox and human-approved AI on transparent pricing. Chaser brings UK credit risk. Upflow leads on analytics. Invoiced handles complex billing with CashMatch AI. ezyCollect adds trade credit screening. Pick by what Biller Genie is missing for you.
Paidnice is also a standout choice for multi-entity businesses and company groups. Rather than paying per entity, you can share one plan's invoice volume across all your Xero and QuickBooks organisations, which is a major saving for groups running several entities while keeping enforcement and chasing consistent across the whole company.
How we picked
We looked for tools that genuinely replace what teams use Biller Genie for, then scored each on chasing, approach to AI, enforcement, credit control, payments, integrations, verified reviews and published pricing (monthly, as of June 9, 2026). We do not take payment for placement.
The alternatives
Paidnice: All-in-one AR automation with real enforcement
Paidnice is an all-in-one accounts receivable platform for Xero and QuickBooks. It goes beyond reminders to enforce payment terms with automatic late fees, interest, statements and escalations, and now adds a shared inbox for email and SMS plus AI that drafts and queues next actions from customer replies for a human to approve. It is also a standout for multi-entity businesses: you can share one plan's invoice volume across all your Xero and QuickBooks entities, which is a major saving for company groups that would otherwise pay per entity. Won the 2025 Xero Global Small Business App of the Year.
Strengths
- Plans start at $69 a month with unlimited users and scale with invoice volume
- Real enforcement: automatic late fees, interest and escalations, not just reminders
- Shared inbox for email and SMS, with AI that queues human-approved actions
- Excellent for multi-entity groups: share one plan's invoice volume across all entities, a major saving
- Handles Xero parent and child account relationships
Watch-outs
- Best suited to Xero and QuickBooks rather than larger ERPs
- Most powerful when you configure enforcement rules to your terms
| Plan | Monthly price | Includes |
|---|---|---|
| Starter and up | from $69/mo | Unlimited users, late fees, interest, statements, escalations and a shared inbox; plans scale up based on monthly invoice volume |
Chaser: Reminder-led credit control with UK credit reporting
Chaser is a long-standing credit-control tool. Its reminder sequences are capable, but automated chasing is now a default feature in most AR tools, so it is no longer the differentiator. Where Chaser genuinely stands out is UK credit reporting: it links to Companies House data to score how likely a customer is to become insolvent in the next 12 months and alerts you when risk changes.
Strengths
- UK credit checks with a Companies House-linked insolvency risk score
- Debtor monitoring and risk alerts
- Native integrations across Xero, QuickBooks and Sage
- Optional managed-service add-on (Care) for done-for-you collections
Watch-outs
- Chasing is no longer a differentiator; most tools now do it
- No built-in automatic late fees or interest
- Paid plans start high at $259 a month
- Notes can be added to individual invoices but not to a customer as a whole
- Very few Trustpilot reviews, so Trustpilot is not a meaningful quality signal
| Plan | Monthly price | Includes |
|---|---|---|
| Compact | $259/mo | Total annual revenue under $5M. 4 users, 30 follow-up templates, 4 automated workflows |
| Core | $779/mo | Under $13M. Unlimited users, unlimited templates and workflows, multi-entity |
| Complete | $1,169/mo | Under $120M. Adds dedicated account manager, priority support, assisted onboarding, receivables forecast |
| Custom | Quote | For revenue above the Complete tier |
| Care | from $447/mo | Managed add-on alongside your Chaser software: payment follow-ups, phone calls, inbox management, AI-driven optimisations |
Upflow: AR analytics and cash-application intelligence
Upflow turns billing data into best-in-class dashboards on collection performance and expected cash, with a free analytics tier to prove value before you pay. Its AI focuses on cash application, learning to match payments to invoices. It is strong on visibility but lighter on enforcement.
Strengths
- Best-in-class AR analytics and cash-flow visibility
- Free analytics tier to start
- AI-assisted cash application that improves over time
- Clean, intuitive interface
Watch-outs
- Lighter on enforcement than fuller credit-control tools
- Reporting and email templates can feel rigid
- Paid automation tiers are quote-based and start high
- A short lag before you can charge a customer's card
Pricing: Free analytics tier; paid plans quote-based (historically from ~$440/mo).
Invoiced: AI-native invoice-to-cash for complex billing
Invoiced is an AI-native invoice-to-cash platform aimed at complex, higher-volume billing. Its standout is CashMatch AI, which auto-matches payments to open invoices with a confidence score. Pricing is quote-only and reviewers note it can feel opaque, so get a written quote before committing.
Strengths
- CashMatch AI for automated payment matching
- Handles complex and recurring billing at volume
- Full invoice-to-cash cycle in one tool
- Large G2 review base (~400)
Watch-outs
- Pricing is quote-only and reviewers call it opaque
- Heavier than a small business needs
- Support can be slow at times
- No built-in credit risk
Pricing: Quote-based (reported from around $100 to $500/mo).
ezyCollect: AR automation with credit risk, part of Sidetrade
ezyCollect, now part of Sidetrade, pairs automated collections with live credit intelligence, a fit for trade businesses where a creditworthy customer can quietly drift into trouble. Pricing is tiered by the number of active debtors and carries a setup fee, and some channels such as SMS sit in higher tiers.
Strengths
- Built-in credit risk screening via illion
- Strong fit for wholesale, distribution and trade
- Automated reminders, escalation and a payment portal
- Well rated on Capterra (4.9)
Watch-outs
- Pricier, with a setup fee from $900
- Priced by active debtors, not a simple monthly fee
- SMS and some channels sit in higher tiers
- Demand letters and debt collection cost extra via third parties
| Plan | Monthly price | Includes |
|---|---|---|
| EzyStart | $275/mo | Up to 200 debtors, 3 users, 1 workflow |
| EzyGrow | $950/mo | Up to 500 debtors, 5 users, 3 workflows |
| EzyScale | $2,350/mo | Up to 1,500 debtors, 10 users, 5 workflows |
| EzyUltimate | Custom | Up to 3,000 debtors, 20 users, 10 workflows |
Comparison table
| Criteria | Paidnice | Chaser | Upflow | Invoiced | ezyCollect |
|---|---|---|---|---|---|
| Best for | Xero and QuickBooks businesses, including multi-entity groups, that want chasing plus enforcement in one tool | UK teams that want credit risk and insolvency monitoring alongside collections | Finance teams that lead with analytics and want to prove value on a free tier first | Higher-volume or complex billing operations that need the full invoice-to-cash cycle | Wholesale, distribution and trade businesses that want collections plus credit risk |
| Approach to AI | AI voice-call agent for overdue follow-up, plus a shared inbox where AI suggests and queues actions from customer replies for human approval | Mostly rule-based automation; AI-assisted message suggestions, with intelligence concentrated in credit-risk scoring rather than collections | AI cash application that learns to match incoming payments to invoices even with missing remittance detail | CashMatch AI auto-matches incoming payments to invoices with a confidence score, auto-applying high-confidence matches and flagging the rest for review | Automation-led with predictive payment insight via the Sidetrade group rather than a standalone AI agent |
| Enforcement | Automatic late fees, compounding interest, statements and escalations | Limited; no built-in automatic late fees or interest | Light; focuses on visibility rather than charging for late payment | Collections workflows; geared to billing breadth rather than late fees | Collections and escalation; debt-collection demand letters via third parties |
| Credit control | Customer payment-behaviour and risk scoring | Standout: UK credit checks and a Companies House-linked score estimating insolvency risk over 12 months, with monitoring alerts | AR analytics and collection-performance insight rather than external credit data | None built in; focus is billing and cash application | Live credit intelligence (via illion) to screen customers before extending terms |
| Integrations | Xero and QuickBooks, including Xero parent and child relationships and multi-entity groups | Native Xero, QuickBooks, Sage and others | Xero, QuickBooks, NetSuite and more | QuickBooks Online and Desktop, NetSuite and others | Xero, MYOB, QuickBooks |
| Pricing (from) | from $69/mo, unlimited users | $259/mo (Compact) | Free analytics tier; paid plans quote-based (historically from ~$440/mo) | Quote-based (reported from around $100 to $500/mo) | $275/mo (EzyStart) |
Approach to AI
AI is moving fast in accounts receivable. Here is how each tool actually uses it inside the product today, not just in marketing.
Paidnice
AI voice-call agent for overdue follow-up, plus a shared inbox where AI suggests and queues actions from customer replies for human approval
Chaser
Mostly rule-based automation; AI-assisted message suggestions, with intelligence concentrated in credit-risk scoring rather than collections
Upflow
AI cash application that learns to match incoming payments to invoices even with missing remittance detail
Invoiced
CashMatch AI auto-matches incoming payments to invoices with a confidence score, auto-applying high-confidence matches and flagging the rest for review
ezyCollect
Automation-led with predictive payment insight via the Sidetrade group rather than a standalone AI agent
Pricing compared
All prices are monthly and current as of June 9, 2026. Always confirm the latest with each vendor.
| Tool | Starting price | Billing model |
|---|---|---|
| Paidnice | from $69/mo, unlimited users | Unlimited users; scales by invoice volume |
| Chaser | $259/mo (Compact) | Published monthly |
| Upflow | Free analytics tier; paid plans quote-based (historically from ~$440/mo) | Quote-based |
| Invoiced | Quote-based (reported from around $100 to $500/mo) | Quote-based |
| ezyCollect | $275/mo (EzyStart) | Published monthly |
Paidnice pricing in detail
| Plan | Monthly price | Includes |
|---|---|---|
| Starter and up | from $69/mo | Unlimited users, late fees, interest, statements, escalations and a shared inbox; plans scale up based on monthly invoice volume |
Chaser pricing in detail
| Plan | Monthly price | Includes |
|---|---|---|
| Compact | $259/mo | Total annual revenue under $5M. 4 users, 30 follow-up templates, 4 automated workflows |
| Core | $779/mo | Under $13M. Unlimited users, unlimited templates and workflows, multi-entity |
| Complete | $1,169/mo | Under $120M. Adds dedicated account manager, priority support, assisted onboarding, receivables forecast |
| Custom | Quote | For revenue above the Complete tier |
| Care | from $447/mo | Managed add-on alongside your Chaser software: payment follow-ups, phone calls, inbox management, AI-driven optimisations |
ezyCollect pricing in detail
| Plan | Monthly price | Includes |
|---|---|---|
| EzyStart | $275/mo | Up to 200 debtors, 3 users, 1 workflow |
| EzyGrow | $950/mo | Up to 500 debtors, 5 users, 3 workflows |
| EzyScale | $2,350/mo | Up to 1,500 debtors, 10 users, 5 workflows |
| EzyUltimate | Custom | Up to 3,000 debtors, 20 users, 10 workflows |
Frequently asked questions
What is the best Biller Genie alternative?
It depends on what you need. Paidnice is the most complete all-rounder with enforcement and a shared inbox on transparent pricing; Chaser adds UK credit risk; Upflow leads on analytics; Invoiced suits complex billing; ezyCollect adds trade credit screening.
Why look for a Biller Genie alternative?
Common reasons are no meaningful AI, limited credit control, only basic enforcement, and per-invoice percentage fees that add up at volume. Teams that want enforcement, AI or credit risk tend to move to a fuller AR platform.
Which Biller Genie alternative is cheapest?
Paidnice is from $69 a month with unlimited users. Upflow has a free analytics tier. Chaser starts at $259 a month, ezyCollect at $275 a month, and Invoiced is quote-based.
Do these alternatives integrate with QuickBooks and Xero?
Most do. Paidnice, Chaser and Invoiced connect to QuickBooks and Xero; Upflow adds NetSuite; ezyCollect integrates with Xero, MYOB and QuickBooks. Confirm your ledger before committing.
Which alternative uses AI?
Paidnice has an AI voice agent and a shared inbox where AI queues human-approved actions; Upflow has AI cash application; Invoiced has CashMatch AI; Kolleno is the most AI-forward overall. Biller Genie itself has no meaningful AI.
Last updated June 9, 2026. Independent comparison; pricing and ratings from public sources and subject to change.