ezyCollect and Chaser both add credit risk to collections, but in different markets. ezyCollect, now part of Sidetrade, pairs automated collections with live credit intelligence from illion, a strong fit for wholesale and trade businesses, priced by active debtors from $275 a month plus a setup fee. Chaser brings UK credit checks and a Companies House-linked insolvency score, with published pricing from $259 a month.
Choose ezyCollect for trade and distribution where you screen customers before extending terms, especially in Australia. Choose Chaser for UK credit risk and insolvency monitoring. Both chase invoices well, so the credit-data angle and your region should decide it.
ezyCollect vs Chaser at a glance
Here is how ezyCollect and Chaser stack up across the nine criteria. Detail and sources follow below.
| Criteria | ezyCollect | Chaser |
|---|---|---|
| Best for | Wholesale, distribution and trade businesses that want collections plus credit risk | UK teams that want credit risk and insolvency monitoring alongside collections |
| Invoice chasing & reminders | Automated reminders and escalation across email, with SMS in higher tiers | Reminder sequences and a chasing inbox, now a standard feature across most tools |
| Approach to AI | Automation-led with predictive payment insight via the Sidetrade group rather than a standalone AI agent | Mostly rule-based automation; AI-assisted message suggestions, with intelligence concentrated in credit-risk scoring rather than collections |
| Enforcement (late fees & interest) | Collections and escalation; debt-collection demand letters via third parties | Limited; no built-in automatic late fees or interest |
| Credit control & risk | Live credit intelligence (via illion) to screen customers before extending terms | Standout: UK credit checks and a Companies House-linked score estimating insolvency risk over 12 months, with monitoring alerts |
| Payments & collection | SimplyPaid payment portal | Payment portal and pay-now links |
| Integrations | Xero, MYOB, QuickBooks | Native Xero, QuickBooks, Sage and others |
| Reviews & ratings | Capterra 4.9 (~12) | Capterra 4.9 (~45); few Trustpilot reviews so that score is not a reliable signal |
| Pricing (from) | $275/mo (EzyStart) | $259/mo (Compact) |
How we compared them
We scored both tools on the same nine criteria: who they are best for, invoice chasing and reminders, approach to AI, enforcement (automatic late fees and interest), credit control and risk, payments and collection, integrations, verified reviews and ratings, and pricing. Ratings are drawn from G2, Capterra, Trustpilot and the Xero and QuickBooks app stores; pricing is taken from each vendor’s public pricing as of June 9, 2026. We do not take payment for placement.
Approach to AI
AI is moving fast in accounts receivable. Here is how each tool actually uses it inside the product today, not just in marketing.
ezyCollect
Automation-led with predictive payment insight via the Sidetrade group rather than a standalone AI agent
Chaser
Mostly rule-based automation; AI-assisted message suggestions, with intelligence concentrated in credit-risk scoring rather than collections
The two tools in depth
ezyCollect: AR automation with credit risk, part of Sidetrade
ezyCollect, now part of Sidetrade, pairs automated collections with live credit intelligence, a fit for trade businesses where a creditworthy customer can quietly drift into trouble. Pricing is tiered by the number of active debtors and carries a setup fee, and some channels such as SMS sit in higher tiers.
Strengths
- Built-in credit risk screening via illion
- Strong fit for wholesale, distribution and trade
- Automated reminders, escalation and a payment portal
- Well rated on Capterra (4.9)
Watch-outs
- Pricier, with a setup fee from $900
- Priced by active debtors, not a simple monthly fee
- SMS and some channels sit in higher tiers
- Demand letters and debt collection cost extra via third parties
| Plan | Monthly price | Includes |
|---|---|---|
| EzyStart | $275/mo | Up to 200 debtors, 3 users, 1 workflow |
| EzyGrow | $950/mo | Up to 500 debtors, 5 users, 3 workflows |
| EzyScale | $2,350/mo | Up to 1,500 debtors, 10 users, 5 workflows |
| EzyUltimate | Custom | Up to 3,000 debtors, 20 users, 10 workflows |
Chaser: Reminder-led credit control with UK credit reporting
Chaser is a long-standing credit-control tool. Its reminder sequences are capable, but automated chasing is now a default feature in most AR tools, so it is no longer the differentiator. Where Chaser genuinely stands out is UK credit reporting: it links to Companies House data to score how likely a customer is to become insolvent in the next 12 months and alerts you when risk changes.
Strengths
- UK credit checks with a Companies House-linked insolvency risk score
- Debtor monitoring and risk alerts
- Native integrations across Xero, QuickBooks and Sage
- Optional managed-service add-on (Care) for done-for-you collections
Watch-outs
- Chasing is no longer a differentiator; most tools now do it
- No built-in automatic late fees or interest
- Paid plans start high at $259 a month
- Notes can be added to individual invoices but not to a customer as a whole
- Very few Trustpilot reviews, so Trustpilot is not a meaningful quality signal
| Plan | Monthly price | Includes |
|---|---|---|
| Compact | $259/mo | Total annual revenue under $5M. 4 users, 30 follow-up templates, 4 automated workflows |
| Core | $779/mo | Under $13M. Unlimited users, unlimited templates and workflows, multi-entity |
| Complete | $1,169/mo | Under $120M. Adds dedicated account manager, priority support, assisted onboarding, receivables forecast |
| Custom | Quote | For revenue above the Complete tier |
| Care | from $447/mo | Managed add-on alongside your Chaser software: payment follow-ups, phone calls, inbox management, AI-driven optimisations |
Pricing compared
All prices are monthly and current as of June 9, 2026. Always confirm the latest with each vendor.
| Tool | Starting price | Billing model |
|---|---|---|
| ezyCollect | $275/mo (EzyStart) | Published monthly |
| Chaser | $259/mo (Compact) | Published monthly |
ezyCollect pricing in detail
| Plan | Monthly price | Includes |
|---|---|---|
| EzyStart | $275/mo | Up to 200 debtors, 3 users, 1 workflow |
| EzyGrow | $950/mo | Up to 500 debtors, 5 users, 3 workflows |
| EzyScale | $2,350/mo | Up to 1,500 debtors, 10 users, 5 workflows |
| EzyUltimate | Custom | Up to 3,000 debtors, 20 users, 10 workflows |
Chaser pricing in detail
| Plan | Monthly price | Includes |
|---|---|---|
| Compact | $259/mo | Total annual revenue under $5M. 4 users, 30 follow-up templates, 4 automated workflows |
| Core | $779/mo | Under $13M. Unlimited users, unlimited templates and workflows, multi-entity |
| Complete | $1,169/mo | Under $120M. Adds dedicated account manager, priority support, assisted onboarding, receivables forecast |
| Custom | Quote | For revenue above the Complete tier |
| Care | from $447/mo | Managed add-on alongside your Chaser software: payment follow-ups, phone calls, inbox management, AI-driven optimisations |
Which should you choose?
Trade and distribution businesses, especially in Australia, will prefer ezyCollect for its illion-backed credit screening. UK businesses will prefer Chaser for Companies House-linked insolvency risk. On price, Chaser publishes from $259 a month with no setup fee, while ezyCollect starts at $275 a month plus a setup fee from $900 and is priced by active debtors.
Frequently asked questions
Is ezyCollect or Chaser better?
Neither is better outright. ezyCollect suits trade and distribution with illion credit screening; Chaser suits UK teams wanting Companies House insolvency risk.
How much do ezyCollect and Chaser cost?
ezyCollect is $275/mo (EzyStart). Chaser is $259/mo (Compact). All figures are monthly; confirm the latest with each vendor.
Do ezyCollect and Chaser integrate with Xero and QuickBooks?
ezyCollect: Xero, MYOB, QuickBooks. Chaser: Native Xero, QuickBooks, Sage and others. Confirm your exact ledger is supported before committing.
How do ezyCollect and Chaser use AI?
ezyCollect: Automation-led with predictive payment insight via the Sidetrade group rather than a standalone AI agent. Chaser: Mostly rule-based automation; AI-assisted message suggestions, with intelligence concentrated in credit-risk scoring rather than collections.
Which is better for a small business, ezyCollect or Chaser?
Both start around $259 to $275 a month, but ezyCollect adds a setup fee from $900 and prices by active debtors. A small UK business may find Chaser simpler to budget.
Last updated June 9, 2026. Independent comparison; pricing and ratings from public sources and subject to change.