Versapay publishes no price for its AR platform and quotes each buyer by invoice volume. ERP Research reports $50,000 to $150,000+ a year for the subscription, with payment processing fees on top. For NetSuite Pay, which Versapay runs, Versapay publishes $200 a month, 2.9% + 30 cents per card payment and 0.35% + 30 cents per ACH payment, capped at $8.
In short
- Meter: an annual subscription quoted by invoice volume, plus processing fees on every card and ACH payment your customers make through Versapay.
- Published fees: only for NetSuite Pay. The $200 a month there is a merchant account fee, separate from any AR platform subscription.
- Hidden costs: no implementation fee is published; Versapay says setup takes 4 to 6 weeks with a dedicated team.
- Alternatives to consider: Paidnice from $69 a month on Xero and QuickBooks Online, or Custom from $999 a month for NetSuite; Billtrust and HighRadius on quote.
CPA note, Harry P. Smart: with Versapay, the subscription is often the smaller number. A company that takes $1 million a month by card pays about $29,000 a month in card fees at the NetSuite Pay rate, before the subscription.
How much does Versapay cost?
Versapay does not publish a price; third-party reports put the AR platform at $50,000 to $150,000+ a year, plus payment processing fees.
| Cost item | What Versapay publishes | What third parties report |
|---|---|---|
| AR platform subscription | Nothing; quote after a demo | $50,000 to $150,000+ a year (ERP Research) |
| How the quote is built | Not stated | Annual subscription, quoted by invoice volume (ERP Research) |
| Card processing | 2.9% + 30 cents per authorization on NetSuite Pay | Interchange-plus on custom contracts, per Versapay’s own comparison page |
| ACH processing | 0.35% + 30 cents, capped at $8, on NetSuite Pay | 35 basis points plus 20 cents, called high, in an r/Netsuite thread (user report) |
| Monthly merchant fee | $200 a month on NetSuite Pay | Not reported |
| Implementation fee | Not published | Not reported |
| Free trial | None | None (ERP Research, Capterra) |
Subscription figures are last reported by ERP Research; Versapay keeps its current prices hidden. NetSuite Pay fees come from Versapay’s NetSuite Pay pricing page. Ask Versapay for a written quote before you budget.
How does Versapay price its software?
Versapay charges an annual subscription set by invoice volume and earns processing fees on payments made through its portal.
The subscription covers the AR platform: customer portal and e-invoicing, collections, AI cash application and DSO reporting. The processing fees come from your customers’ card and ACH payments. ERP Research notes that Versapay earns processing revenue on portal payments, so compare it with subscription-only tools on the total, not the subscription alone.
On its comparison page against Paystand, Versapay says it offers "interchange-plus pricing with Level 2/3 data capture". Under interchange-plus, you pay the card network’s interchange rate plus a fixed markup. Level 2 and Level 3 data can qualify B2B card payments for lower interchange. Ask for the markup in writing.
What does NetSuite Pay by Versapay cost?
NetSuite Pay costs $200 a month, plus 2.9% + 30 cents per card authorization and 0.35% + 30 cents per ACH payment, capped at $8, with no setup fee.
NetSuite Pay is Oracle’s card and ACH product for NetSuite, available in the US and Canada only. Oracle’s documentation says Versapay provides underwriting and merchant service. Setup means installing the NetSuite Pay SuiteApp and passing a Versapay merchant application.
| Fee | Amount | When it applies |
|---|---|---|
| Merchant account fee | $200 a month | Every month; includes standard program fees and the PCI program fee |
| Card (Visa, Mastercard, Discover, Amex) | 2.9% + 30 cents | Per authorization |
| ACH | 0.35% + 30 cents, maximum $8 | Per transaction |
| Setup | None | |
| Chargeback (card or ACH) | $20 | Per chargeback, whatever the outcome |
| ACH return (insufficient funds) | $20 | Per return |
| Retrieval request | $20 | When a customer or bank asks for a copy of a sales draft |
| PCI non-compliance | $40 a month | While you are out of compliance; charged 60 to 90 days after approval |
| Non-US card | 1% | Per transaction on a card issued outside the US |
Source: Versapay’s NetSuite Pay pricing page. Versapay also offers custom pricing through its SuitePayments product, with longer underwriting. The $200 a month is a merchant fee, not a subscription to Versapay’s AR platform.
What do processing fees add to the bill?
At NetSuite Pay rates, a company taking 100 card payments of $1,200 and 400 ACH payments of $3,000 a month pays about $6,900 a month in fees, or about $83,000 a year.
The ACH fee reaches its $8 cap at about $2,200 per payment. Above that size, every ACH payment costs $8. Card fees have no cap, so the card share of your payments drives the total.
| Payment mix per month | Card fees | ACH fees | Merchant fee | Total a month | Total a year |
|---|---|---|---|---|---|
| 100 card payments of $1,200; 400 ACH payments of $3,000 | $3,510 | $3,200 | $200 | $6,910 | $82,920 |
| 200 card payments of $500; 1,000 ACH payments of $800 | $2,960 | $3,100 | $200 | $6,260 | $75,120 |
| No card; 300 ACH payments of $10,000 | $0 | $2,400 | $200 | $2,600 | $31,200 |
Fees calculated from the published NetSuite Pay rates: card 2.9% of the payment plus 30 cents; ACH 0.35% plus 30 cents, capped at $8. Excludes chargebacks, returns and non-US cards. A custom Versapay contract can carry different rates.
Steering customers from card to ACH lowers the fee per payment, because the ACH fee is capped at $8. Ask Versapay whether you can set a minimum invoice size for card payments, and whether its portal supports surcharging where state law allows it.
Which ERPs does the Versapay price cover?
Versapay lists native integrations for NetSuite, Sage Intacct, Business Central and Dynamics 365 Finance & Supply Chain Management; other ERPs connect by open API or flat file.
| ERP | Connector type | Who builds it |
|---|---|---|
| NetSuite | Native integration; NetSuite Pay runs as a SuiteApp | Versapay (NetSuite Pay with Oracle) |
| Business Central | Native integration | Versapay |
| Dynamics 365 Finance | Native integration (Finance & Supply Chain Management) | Versapay |
| Sage Intacct | Native integration | Versapay |
| SAP | Not listed; open API or flat file | Your team or a partner |
| Xero, QuickBooks Online | Not listed |
An API or flat-file connection usually means extra implementation work. Ask whether it is priced into the quote or billed as services.
How long does Versapay take to set up?
Versapay says customers are "up-and-running within 4 to 6-weeks" with a dedicated implementation team, and it publishes no implementation fee.
Ask three questions before you sign. Is implementation included in the first-year price? Does the 4 to 6 weeks include ERP testing and customer portal rollout? Who maintains the connector after go-live?
What do reviewers say about Versapay?
Versapay scores 4.4 on Capterra and on Gartner Peer Insights, and 4.1 on G2.
| Site | Score | Reviews |
|---|---|---|
| G2 | 4.1 out of 5 | 95 |
| Capterra | 4.4 out of 5 | 29 |
| Gartner Peer Insights | 4.4 out of 5 | 19 ratings |
| TrustRadius | 7.9 out of 10 | 5 |
G2, Gartner and TrustRadius figures come from search results because the pages blocked direct access; the Capterra figure comes from the opened listing. Open each link for the current score.
Is Versapay worth the price?
Versapay is worth its price for a mid-market B2B company on NetSuite, Business Central or Sage Intacct that wants its customers to pay inside a portal. It costs more than it returns for a company whose customers pay mostly by card at high values, unless it negotiates the card markup or surcharges.
Price the subscription and the processing together. A five-figure subscription plus processing fees on every payment is a different budget from a flat subscription alone. For the ERP side of the same budget, see NetSuite pricing.
What are the alternatives to Versapay?
The main Versapay alternatives are Billtrust, HighRadius, Paidnice, Quadient AR and Tesorio.
| Tool | Entry price | ERP coverage | Choose it if |
|---|---|---|---|
| Paidnice | $69 / £49 a month on Essentials for Xero and QuickBooks Online; Custom from $999 a month (£749 in the UK), quoted for your setup | NetSuite (two-way sync, custom fields, OneWorld), Business Central, Sage Intacct and other cloud ERPs on Custom, set up by an implementation specialist | You want collections, payment plans, and late fees posted into the ERP as invoices, at a published starting price |
| Billtrust | Quote only; $20,000 to $60,000 a year last reported by ERP Research | "200+ connectors"; none named | Your customers want invoices in their AP portals |
| HighRadius | Quote only; $50,000 to $150,000+ a year last reported by ERP Research | SAP, Oracle, Microsoft Dynamics, NetSuite named | You run a large shared-services team |
| Quadient AR | Quote only; Capterra lists $500 per feature a month | NetSuite (SuiteApp), Sage Intacct, Dynamics, SAP and others | You want an AR portal with payments and cash application |
| Tesorio | Quote only (pricing page); Vendr median about $17,644 a year | NetSuite, Sage Intacct, Workday | You want collections plus cash forecasting |
Paidnice is not listed on SuiteApp.com or AppSource; its ERP connection is a custom implementation. For the full list by revenue band, see the best Versapay alternatives.
Common questions
How much does Versapay cost?
Versapay publishes no price and quotes by invoice volume. ERP Research reports $50,000 to $150,000+ a year for the subscription, with card and ACH processing fees on top.
What are Versapay’s processing fees?
On NetSuite Pay, Versapay publishes 2.9% + 30 cents per card authorization, 0.35% + 30 cents per ACH payment capped at $8, and a $200 monthly merchant fee. Custom Versapay contracts can use interchange-plus pricing instead.
Does Versapay charge a setup fee?
NetSuite Pay has no setup fee, according to Versapay’s NetSuite Pay pricing page. For the AR platform, Versapay publishes no implementation fee, so ask whether implementation is in your quote.
Is Versapay legitimate?
Yes. Versapay is an AR automation and B2B payments company owned by Great Hill Partners since February 2020, and Oracle names Versapay as the underwriter and merchant service provider for NetSuite Pay.
Who bought Versapay?
The private equity firm Great Hill Partners acquired Versapay in a deal that closed on 21 February 2020. Its CEO since March 2023 is Carey O’Connor Kolaja.
Which Versapay alternatives publish a price?
Paidnice publishes its prices: $69 / £49 a month on Essentials for Xero and QuickBooks Online, and Custom from $999 a month (£749 in the UK) for NetSuite and other cloud ERPs. Billtrust, HighRadius, Quadient AR and Tesorio quote only.
Who are Versapay’s main competitors?
Billtrust, HighRadius, Quadient AR and Tesorio compete with Versapay for mid-market and enterprise AR. For a side-by-side on the two closest, see Versapay vs Billtrust.
Where the figures come from
- Versapay: NetSuite Pay pricing page (versapay.com/lp/netsuitepay-pricing), checked 27 Oct 2026; Versapay vs Paystand comparison page; integrations page; leadership page.
- NetSuite Pay: Oracle NetSuite Help, NetSuite Pay overview.
- Third-party prices: ERP Research, Versapay pricing and ERP Research, Billtrust pricing; ERP Research, HighRadius pricing; Vendr for Tesorio; Capterra for Quadient AR.
- ACH user report: r/Netsuite thread "Versapay rates".
- Ownership: Great Hill Partners’ acquisition announcement, February 2020.
- Ratings: the linked G2, Capterra, Gartner Peer Insights and TrustRadius listings.
No vendor paid to appear on this page.
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Sources
9 sources, checked by Julie Turnbridge on October 27, 2026
- ERP Research erpresearch.com/erp-add-ons/ar-collections/versapay/pricing
- G2 g2.com/products/versapay/reviews
- Capterra capterra.com/p/164271/VersaPay-ARC
- Gartner Peer Insights gartner.com/reviews/product/versapay-collaborative-ar
- TrustRadius trustradius.com/products/versapay/reviews
- pricing page tesorio.com/pricing
- Oracle NetSuite Help, NetSuite Pay overview docs.oracle.com/en/cloud/saas/netsuite/ns-online-help/art...
- ERP Research, Billtrust pricing erpresearch.com/erp-add-ons/ar-collections/billtrust/pricing
- ERP Research, HighRadius pricing erpresearch.com/erp-add-ons/ar-collections/highradius/pri...
